Property Guides: Buy, Rent, Value & Share Your Home in the UK
Looking for straight‑forward help with any property question? You’ve landed in the right spot. From figuring out how much deposit you need to understanding shared‑ownership schemes, this page pulls together the most useful advice from our blog.
First thing first: know your goal. Are you saving for a first‑time purchase, hunting for a rental that lets pets, or trying to gauge what your house is really worth? Write that goal down and use the sections below to cut straight to the answer you need.
Key Topics Covered
Down payments and deposits – Learn the minimum percent you’ll need, how different loan types affect the amount, and tricks to lower the figure without hurting your credit.
Shared ownership & co‑living – Get clear definitions of share houses, how profits work for co‑owners, and what the 5‑stock rule means for eligibility.
Property valuation basics – Discover what appraisers look at, why a valuation matters beyond selling, and how to boost your home’s reported value.
Choosing a real‑estate agent – Find out the top three traits buyers love, the right questions to ask, and how to spot a red flag before signing any agreement.
Special scenarios – From buying a home on a £30k salary to handling a parent’s timeshare after they pass, we break down the legal and financial steps you’ll need.
How to Use This Hub
Each article is written in plain English, so you won’t need a dictionary on standby. Click the title that matches your current dilemma, skim the first paragraph for a quick answer, then dive deeper if you want more detail.
If you’re comparing multiple topics – say, down payments vs. shared ownership – use the browser’s find function (Ctrl+F) and type in keywords like "down payment" or "shared ownership" to jump straight to the relevant section.
Remember, property decisions are personal. The numbers we give are based on UK market trends in 2025, but your exact situation may differ. Use the tips as a starting point, then talk to a qualified mortgage adviser or solicitor for advice tailored to you.
Got a question that isn’t covered? Drop a comment on the article that’s closest to your issue. We update the guides regularly, and your feedback helps us keep the content fresh and accurate.
Bottom line: you don’t have to wade through endless jargon to make a smart property move. Use the guides here, take notes, and act with confidence – whether you’re putting down a deposit, signing a shared‑ownership agreement, or simply learning what your home is worth today.
What Happens to Jointly Owned Shares on Death? A Real Guide for Shared Ownership Homes
Figuring out what happens to shared ownership property shares when someone dies can feel overwhelming. This article breaks down the basics of jointly owned shares, explains who gets what, and why the ownership type matters. It also covers what you need to do right away after a co-owner passes and how to avoid family drama down the track. Get solid, straightforward tips to help you handle one of property’s trickier moments.
How to Choose a Good Estate Agent Near Me
Choosing a good estate agent can make or break your property buying or selling experience. Whether you're a first-time buyer or a seasoned investor, this guide will help you navigate the process of finding a reliable and efficient estate agent nearby. We’ll walk you through identifying key traits to look for, the importance of local expertise, and practical steps to evaluate potential agents. Additionally, understanding their roles and how their fees work will ensure you make an informed decision.
How Couples Can Co-own a Property Hassle-free
Navigating the world of shared property ownership as a married couple can be daunting. This guide explores how husband and wife can co-own property, breaking down legal structures, potential pitfalls, and the paperwork involved. Learn about joint tenancy and tenancy by the entirety, and discover strategies to ensure a smooth co-ownership journey. Whether you're new to property ownership or just need a refresher, this article offers valuable insights for couples looking to navigate shared ownership with ease.
Understanding Shared Ownership: What's It Called When You Share Ownership?
Shared ownership lights the path to affordable home ownership, blending elements of renting and buying. It's a scheme where multiple parties own a piece of a property, reducing financial burden. Discover how shared ownership works, its benefits, and what it means for prospective homeowners. This system is pivotal in creating accessible housing options in today’s challenging market.
Understanding Shared Ownership Homes: Shares of Ownership Explained
Shared ownership homes can offer a way onto the property ladder for those who might otherwise find it difficult to buy property outright. This model allows buyers to purchase a portion of the home while paying rent on the remainder. Understanding the ins and outs of shares of ownership is crucial for making informed financial decisions. With this approach, aspiring homeowners can anticipate both opportunities and challenges on their path to property ownership. The strategy can provide a unique balance between renting and buying, demanding careful consideration and planning.